For the correct indication, colonoscopy is covered by most insurance carriers. Screening at age 45 or older, or sooner if you have risk factors, and blood in the stool, is also covered by nearly all insurance plans. The only sure way to know is to have our office check your insurance benefits, which they will do free of charge. They can determine if and how well it is covered under your plan. Don’t let your insurance company’s decision on coverage discourage you from getting screened—if colon cancer is missed, the insurance saves money on the colonoscopy, but you may have to deal with the cancer later. Most endoscopy centers, including ours, offer private pay cash prices if your insurance doesn’t cover your exam. Our goal is to make this affordable so you can get screened.